Integration · Banking
Plaid integration
Plaid is how Lucius connects to most US banks. Reliable bank connectivity is the foundation of reconciliation and cash reporting — every deposit and debit needs to land in Lucius to be matched against invoices, bills, and settlement.
Connect this stack to Lucius
Share your payment and bank setup — we'll outline how sync, reconciliation, and reporting stay on one ledger.
What Lucius syncs from Plaid
- Connected US bank accounts and balances
- Transactions (ACH, wire, card)
- Account and institution metadata
- Balance updates
Why it matters
Plaid is how Lucius connects to most US banks. Reliable bank connectivity is the foundation of reconciliation and cash reporting — every deposit and debit needs to land in Lucius to be matched against invoices, bills, and settlement.
How it improves reporting
With Plaid connected, cash position is always current and bank reconciliation runs continuously, so cash flow and runway reporting reflect live balances rather than a month-end snapshot.
Common workflows
Continuous bank reconciliation
Plaid transactions sync to Lucius and are matched against invoices, bills, payroll, and known patterns automatically.
Real-time cash position
Balances across connected accounts update Lucius cash reporting as activity posts.
Settlement matching
Bank deposits are matched to processor payouts so net cash is applied to the originating invoices.
Frequently asked questions
Which banks does Lucius support via Plaid?
Lucius connects to major US banks through Plaid. UK banks connect via Yapily.
How often do Plaid transactions sync?
Bank activity syncs regularly throughout the day so reconciliation and cash position stay current.
Does Lucius categorise Plaid transactions automatically?
Yes. Lucius proposes high-confidence categorisations and matches, and learns from your decisions.
Is Plaid connectivity secure?
Yes. Plaid uses tokenised, read-only bank connections; Lucius never stores bank credentials.
Connect this stack to Lucius
Share your payment and bank setup — we'll outline how sync, reconciliation, and reporting stay on one ledger.
Request a reconciliation auditOr explore the stateful ledger — Lucius's financial system of record.