Integration · Banking

Mercury integration

Mercury is the operating bank for most modern startups. Reliable, real-time bank sync is the foundation of reconciliation and cash reporting.

What Lucius syncs from Mercury

  • Bank accounts and balances
  • Transactions (ACH, wire, card)
  • Card activity
  • Statements and metadata

Why it matters

Mercury is the operating bank for most modern startups. Reliable, real-time bank sync is the foundation of reconciliation and cash reporting.

How it improves reporting

With Mercury connected, cash position is always current and bank reconciliation runs continuously — not just at close.

Common workflows

Live bank reconciliation

Mercury transactions sync to Lucius and are matched against invoices, bills, payroll, and known patterns automatically.

Real-time cash position

Cash balance across Mercury accounts is reflected in Lucius reports as soon as activity posts.

Card spend categorisation

Mercury card activity is classified by AI suggestions; humans approve or override.

Frequently asked questions

How fast does Mercury sync?

Mercury activity syncs continuously throughout the day.

Can Lucius categorise Mercury transactions automatically?

Yes. Lucius proposes high-confidence categorisations and learns from your decisions.

Does Lucius support multiple Mercury accounts?

Yes. Operating, treasury, and sub-accounts are all supported.

Does Lucius handle Mercury wires and ACH separately?

Yes. Wires, ACH, and card activity are tracked with the correct payment metadata.